Terms and conditions for kaelhyralo.com website

These terms govern your use of kaelhyralo.com and our subscription-based planning services. By using this site, you agree to comply with these terms and all applicable Australian laws.

September 24, 2025

Acceptance of terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agreed to these terms. If you do not agree, please do not use our site or services.

Definitions

For clarity, these definitions apply throughout these terms and conditions.

• “Subscription” refers to our ongoing planning service with a recurring monthly fee.
• “User” or “you” refers to anyone who visits or uses kaelhyralo.com.
• “Advisor” means a member of our professional team providing planning support to subscribers.
• “Content” includes all text, images, and materials on the site.

Use of our services

Our services are intended for adults residing in Australia. You agree to use them only for lawful purposes and not for unauthorised or prohibited activities.

Eligibility

You must be at least 18 years old and legally able to enter into contracts to use our services.

We do not knowingly provide services to minors.

Your responsibilities

You are responsible for providing accurate information and maintaining the security of your account.

• Keep your login credentials secure and confidential.
• Notify us promptly of any unauthorised access or changes to your information.
• Use the site and services in accordance with applicable laws and our policies.
• Do not misuse our content or attempt to interfere with site operations.

Prohibited uses

Certain activities are not permitted on our site or with our services.

• Using the site for unlawful, fraudulent, or malicious purposes.
• Attempting to gain unauthorised access to accounts or systems.
• Engaging in any activity that could harm, disrupt, or overload our services.
• Impersonating others or misrepresenting your identity.
• Violating intellectual property rights or distributing prohibited content.

Intellectual property rights

All content, trademarks, and materials on kaelhyralo.com are the property of kaelhyralo or its licensors. You may not reproduce, modify, or distribute content without permission.

User content

If you submit content, you grant us a licence to use it for service delivery and site improvement.

Privacy and data protection

Your privacy is important to us. Please review our Privacy Policy for details on how we handle your data and your rights as a user. See Privacy Policy

Disclaimer and limitations

Our content is for informational purposes only. Individual results may vary and are not guaranteed.

Limitation of liability

We are not liable for losses or damages arising from use of this site or reliance on our services.

Indemnification

You agree to indemnify kaelhyralo for any claims or losses resulting from your misuse of the site or services.

Resolving disputes with kaelhyralo

If you have a dispute, please contact us to seek a resolution before pursuing other actions.

Applicable law and jurisdiction

Australian law applies to these terms and all related matters.

Termination

We reserve the right to terminate accounts or services for violations of these terms or applicable laws.

Changes

We may update these terms at any time. Please review them regularly for changes.

Severability

If any part of these terms is found invalid, the remaining terms remain in effect.

Entire agreement

These terms constitute the full agreement between you and kaelhyralo regarding site use and services.

Contact us about these terms

Questions about these terms can be directed to our support team.