Website disclaimer and important information

Please note

Information on this site is for general use only.

It does not constitute financial, legal, or tax advice. Please consult a qualified professional before making decisions.

kaelhyralo provides ongoing financial planning via a subscription model. All content is intended for informational purposes and should not be relied upon as a substitute for personalised advice. Results may vary based on individual circumstances.

General notice

The information presented on this website is provided in good faith and is intended to offer a general overview of our subscription planning services. We do not guarantee accuracy, completeness, or suitability for your specific situation. Use of the site is at your own discretion.

Limitation of liability

We are not liable for any losses or damages arising from reliance on the information provided on this website or through our services.

No guarantee is given regarding results, performance, or specific outcomes.
We are not responsible for indirect or consequential losses related to your use of our site or services.
Any decisions made based on our information or advice are your responsibility.
We do not offer, promote, or sell educational products, investment strategies, or training programs.

Accuracy of information

We strive to keep all information up to date and accurate, but cannot guarantee completeness or timeliness. Please verify important details with a qualified advisor before making decisions.

Content may be updated or changed without notice and may not always reflect current offerings.

Professional advice

Nothing on this site should be taken as a substitute for consulting with a licensed financial, legal, or tax professional. Always seek individual advice for your circumstances.

External links

Links to external sites are provided for convenience only. We are not responsible for the content, accuracy, or privacy practices of other websites.

Disclaimer on results and expectations

Outcomes from using our services can vary. Past performance does not guarantee future results. Please assess your own situation before making decisions.

Variation of outcomes

Your results with our planning service may differ due to individual factors, economic conditions, and market changes.

Financial information and subscription fees

Our planning services are offered via a monthly subscription. Please review all pricing and terms before subscribing.

The $250 monthly subscription covers regular plan reviews and advisory access.
Additional costs may apply if our pricing model changes. You will be notified in advance.
No commissions are received for recommendations or plan reviews.

Jurisdiction and local regulations

This site and its services are subject to regulations in Australia.

By using this website, you agree to comply with all applicable Australian laws and regulations.

Australian law governs the interpretation and enforcement of these policies.

You are responsible for ensuring your actions comply with local laws.

Indemnification

By using this site, you agree to indemnify us against any claims arising from misuse or reliance on information.

Severability

If any part of this disclaimer is held invalid, the remaining provisions remain in effect.

Modifications

We may update this disclaimer at any time. Please check regularly for changes.

Contact us

For questions about this disclaimer or our services, please contact us directly.

Contact email: content@kaelhyralo.com

Contact phone: +61 2 5176 0427

Contact address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective date: September 13, 2025

Last updated: September 13, 2025